Friday, 5 July 2013

KCB Head of Credit Support Job in Kenya

Head of Credit Support 
Job Ref No: Cr102013
 
The Position
 
Reporting to the Director Credit, the role holder will offer leadership in the overall management of the Group Non-Performing Credits, formulate/identify, review and implement policies, strategies / action plans to recover/restructure or restore to performance non-performing loans and provide advice to avoid such situations arising in future.

Key Responsibilities
  • Overall management of non performing debts to prevent deterioration and improve the bank’s lending asset quality.
  • Control specific provisions within budget and ensure adequate levels of provisioning on all accounts in accordance with the laid down credit policies.
  • Managing recovery costs within budgets.
  • Compliance with the bank’s Credit/NPL Policies and CBK Prudential Guidelines on loan classification and provisioning.
  • Timely submission of NPL returns to the Group Board and CBK.
  • Formulation of exposure/recovery strategies, action plans and supervising implementation for expedited closure.
  • Reduce non performing credit through aggressive recoveries and viable restructuring thus contributing to the Group bottom line through provisions craw backs.
  • Participation in partnership engagement meetings/forums.
  • Oversight and support to subsidiaries in the management of the non performing debts.
  • Receive and forward all enquiries to relevant Managers.
The Person
  • University degree preferably in Business related field. Possession of an MBA or other professional qualifications (AKIB/ACIB/AICM will be an added advantage)
  • Minimum of 8 years experience in Commercial Banking out of which 4 years must be management experience in Credit function covering Retail, Corporate Credit ,Mortgage credit, Financial analysis, reporting, monitoring and control of loans.
  • Risk Analysis and Evaluation, Collaterals/Securities analysis.
  • Knowledge of CBK/KCB prudential guidelines regarding lending
  • Knowledge about securities and legal issues relating to lending
  • Knowledge of Corporate and Mortgage products and administration of credit
  • Experience in working closely with lawyers
  • Must have attended KCB (or other) management courses on lending.
  • Ability to communicate clearly and concisely both orally and written.
  • Have the ability to make prompt decisions and be independent in problem solving in assigned duties.
  • Possess the ability to work effectively under pressure and tight deadlines.
  • Be pleasant, honest, outgoing well groomed and self-driven.
  • Ability to create and work with teams across the business
The above position is a demanding role which the bank will provide a competitive package for the successful candidate. 
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail address and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.ke.
 
To be considered your application must be received by 16th July 2013.
 
Only short listed candidates will be contacted.

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